WEBVTT 1 00:00:00.000 --> 00:00:12.320 Real life presents the Jack Kibs podcast with intention and boldness to proclaim truth, 2 00:00:12.320 --> 00:00:15.320 equip the saints and impact our culture. 3 00:00:15.320 --> 00:00:20.800 When you exercise hypocrisy, you parade yourself as someone that you're not, okay? 4 00:00:20.800 --> 00:00:28.080 And it depends, you're like a chameleon, it depends on what culture you're in you project. 5 00:00:28.080 --> 00:00:31.240 When you're with Christians, you're Christian. 6 00:00:31.240 --> 00:00:37.760 When you're back at work, or when you're with them guys, you're with the guys. 7 00:00:37.760 --> 00:00:39.760 You change and mess. 8 00:00:39.760 --> 00:00:44.920 God says you're hypocrite. 9 00:00:44.920 --> 00:00:51.400 You can get the outlines of this podcast by going to JackKibs.com slash podcast. 10 00:00:51.400 --> 00:00:57.360 Today, if this podcast lifts you up and encourages you to live a more fulfilled life in Christ, 11 00:00:57.360 --> 00:01:00.560 then make sure you leave us one of those five star ratings. 12 00:01:00.560 --> 00:01:07.160 To us, that's like saying, amen or yes, then that rating will encourage others to listen. 13 00:01:07.160 --> 00:01:10.520 Now, open your hearts to what God's word has to say to you. 14 00:01:10.520 --> 00:01:13.560 Here is Jack Kibs. 15 00:01:13.560 --> 00:01:14.560 Universalism. 16 00:01:14.560 --> 00:01:15.800 See, what are you talking about? 17 00:01:15.800 --> 00:01:17.600 Yeah, this is unknown to God. 18 00:01:17.600 --> 00:01:20.400 This is something that God would say to us. 19 00:01:20.400 --> 00:01:24.120 If we were to say, everything is uniform. 20 00:01:24.120 --> 00:01:26.880 Everything is universal. 21 00:01:26.920 --> 00:01:34.240 As long as you're sincere about what you believe it all works out good for you. 22 00:01:34.240 --> 00:01:38.880 As long as you're sincere. 23 00:01:38.880 --> 00:01:42.440 It doesn't matter what you believe, just be passionate about it. 24 00:01:42.440 --> 00:01:46.840 Universalism, listen, all roads lead to God. 25 00:01:46.840 --> 00:01:51.720 Universalism says, now I have to tell you the fine print is, that is true. 26 00:01:51.760 --> 00:01:53.520 Hear me out. 27 00:01:53.520 --> 00:01:58.240 All roads do lead to God, because everyone has to stand before God in the end. 28 00:01:58.240 --> 00:02:00.640 But you need to read the fine print. 29 00:02:00.640 --> 00:02:03.560 You want to be on the road that leads to heaven. 30 00:02:03.560 --> 00:02:05.080 There's a big difference. 31 00:02:05.080 --> 00:02:10.240 Everybody will stand before God in the end, but you want to be on the road that goes to heaven. 32 00:02:10.240 --> 00:02:11.800 Okay. 33 00:02:11.800 --> 00:02:18.120 So yeah, all roads lead to God, but what road are you on after you get done meeting God? 34 00:02:18.160 --> 00:02:20.960 And Jesus said, I am the door. 35 00:02:20.960 --> 00:02:24.000 I am the way. 36 00:02:24.000 --> 00:02:28.560 And so listen to this. 37 00:02:28.560 --> 00:02:32.120 Universalism, God counters that. 38 00:02:32.120 --> 00:02:34.640 He knows nothing about it. 39 00:02:34.640 --> 00:02:40.720 Where man is, and this will upset people, because this is the trend of our day. 40 00:02:40.760 --> 00:02:49.400 It seems to cycle about every 40 years, that man is naturally good. 41 00:02:49.400 --> 00:02:53.480 Don't worry, we'll fix this by nature, we're good. 42 00:02:53.480 --> 00:02:56.040 You know, I don't know if you know this new to you, but it's in history. 43 00:02:56.040 --> 00:02:59.520 It cycles about every 40 years. 44 00:02:59.520 --> 00:03:03.560 Well, that's a sense of universalism. 45 00:03:03.560 --> 00:03:05.160 And all are going to make it in the end. 46 00:03:05.160 --> 00:03:10.360 God says, no, the fact is in verse 17, he's calling out of people to himself, isn't he? 47 00:03:10.360 --> 00:03:16.520 It says there in verse 17, indeed, you are called a Jew and rest on the law. 48 00:03:16.520 --> 00:03:30.520 The word Jew, Jew, Judah, a Jude, Jew, Judah is, if your name is Judy, Judith, that's all 49 00:03:30.520 --> 00:03:33.640 Hebrew, you know, and it means one who praises God. 50 00:03:33.640 --> 00:03:34.640 Did you know that? 51 00:03:34.640 --> 00:03:36.880 If your name's Judy, your name means a prazer. 52 00:03:36.880 --> 00:03:39.120 You are a prazer. 53 00:03:39.120 --> 00:03:42.840 So I like to use this argument when I'm in Israel, by the way, people will say all over 54 00:03:42.840 --> 00:03:48.320 the place, oh, I'm a Jew, oh, you believe in God, nope. 55 00:03:48.320 --> 00:03:50.080 So what do you mean, no? 56 00:03:50.080 --> 00:03:54.400 And it's funny, sad, but funny, no, I'm a Jew, but I don't believe in him, because where 57 00:03:54.400 --> 00:03:56.600 was he and where were two? 58 00:03:56.600 --> 00:03:58.280 If he was God, he would have shown up. 59 00:03:58.280 --> 00:04:06.640 I said, well, listen, you should read Deuteronomy 28, it would have told you where he was. 60 00:04:06.640 --> 00:04:11.600 God says, you follow me, I'll bless you, you reject me, and I'll leave you alone. 61 00:04:11.600 --> 00:04:12.600 That's what he said. 62 00:04:12.600 --> 00:04:13.600 So I don't like that. 63 00:04:13.600 --> 00:04:14.600 Why? 64 00:04:14.600 --> 00:04:16.600 Accountability? 65 00:04:16.600 --> 00:04:19.760 Reality? 66 00:04:19.760 --> 00:04:23.960 We want to do things and not be responsible for the outcome. 67 00:04:23.960 --> 00:04:28.240 That flies in the face of the universe, it doesn't work that way. 68 00:04:28.240 --> 00:04:33.400 But God knows nothing about universalism, making it up your way. 69 00:04:33.400 --> 00:04:41.000 You know, he's calling out to people, and he called the Jews to preach the message of 70 00:04:41.000 --> 00:04:43.200 God's Word to the end of the earth. 71 00:04:43.200 --> 00:04:49.640 Isaiah 43, verse 10 says, you are my witnesses, says the Lord, and my servant whom I have chosen, 72 00:04:49.640 --> 00:04:55.240 that you may know and believe and understand that I am He. 73 00:04:55.240 --> 00:05:00.160 Before me there is no God formed, nor shall there be after me, verse 11, I, even I am 74 00:05:00.160 --> 00:05:03.040 the Lord, and besides me there is no Savior. 75 00:05:03.040 --> 00:05:08.960 God said that through the prophet Isaiah to the Jewish nation, are the Jews the chosen 76 00:05:08.960 --> 00:05:09.960 people? 77 00:05:09.960 --> 00:05:12.400 Yes, they're chosen. 78 00:05:12.400 --> 00:05:16.080 God called them to give the Word to the ends of the earth and be His example. 79 00:05:16.080 --> 00:05:20.840 The Bible says that they rejected that, so God says, I tell you what, in the penalty 80 00:05:20.840 --> 00:05:22.840 box for you. 81 00:05:22.840 --> 00:05:29.040 He put them in the penalty box for 2,000 years, which is written in the Bible, by the way. 82 00:05:29.040 --> 00:05:31.560 He didn't destroy them. 83 00:05:31.560 --> 00:05:34.120 He's not going to break His promises He gave to them. 84 00:05:34.120 --> 00:05:39.520 He's going to fulfill every promise He made to the Jewish nation, to the believers, to 85 00:05:39.520 --> 00:05:42.040 the remnant. 86 00:05:42.040 --> 00:05:46.280 And by the way, you're sitting in history right now, because right now, since 1948, there's 87 00:05:46.280 --> 00:05:52.240 a Jewish nation on earth, a second time. 88 00:05:52.240 --> 00:05:55.440 But church family just know this. 89 00:05:55.440 --> 00:06:00.840 God has called out of people, and right now in this 21st century, you who call upon the 90 00:06:00.840 --> 00:06:03.640 name of the Lord, you also are a people called out. 91 00:06:03.640 --> 00:06:06.240 You're known as the church. 92 00:06:06.240 --> 00:06:07.800 And God has a mission for you as well. 93 00:06:07.800 --> 00:06:12.360 But in this verse, he's announcing, indeed, you call yourself a Jew. 94 00:06:12.360 --> 00:06:16.160 So what Paul is doing, he's laying down incredible sarcasm. 95 00:06:16.160 --> 00:06:18.760 So you call yourself a praiseer of God, do you? 96 00:06:18.760 --> 00:06:19.760 Yet I do. 97 00:06:19.760 --> 00:06:22.480 He's going to say, so do you praise God? 98 00:06:22.480 --> 00:06:27.600 He's going to say, yeah, and he's going to ask them, how do you praise God? 99 00:06:27.600 --> 00:06:32.240 And they might say, I sing songs, and he's going to say, that's not what God wants with 100 00:06:32.240 --> 00:06:33.240 praise. 101 00:06:33.240 --> 00:06:36.600 Well, I'm in the worship group, that's not what he wants. 102 00:06:36.600 --> 00:06:40.240 I go to church on Sunday, that's what he's asking for. 103 00:06:40.240 --> 00:06:47.680 Is your life a moving, living, breathing act of praise? 104 00:06:47.680 --> 00:06:56.160 That's the believer, unique, personal, not universal. 105 00:06:56.160 --> 00:06:58.320 Have you had a confrontation with God? 106 00:06:58.320 --> 00:06:59.400 That's the challenge. 107 00:06:59.400 --> 00:07:00.720 Have you met God? 108 00:07:00.720 --> 00:07:02.520 Are you interested in meeting God? 109 00:07:02.520 --> 00:07:04.600 Do you care about that? 110 00:07:04.600 --> 00:07:11.160 And then the next thing is this, verse 17, down to 19, is he's calling us to our responsibility. 111 00:07:11.160 --> 00:07:16.080 It's not only that he's calling out of people, once he does, we are responsible. 112 00:07:16.080 --> 00:07:23.240 He says, and you make your boast in God, I know God, and know his will, listen to this, 113 00:07:23.240 --> 00:07:27.280 and approve the things that are excellent, you're going down the list. 114 00:07:27.280 --> 00:07:32.640 Being instructed out of the law, verse 19 says, and our confidence, you've got all this 115 00:07:32.640 --> 00:07:33.640 stuff. 116 00:07:33.640 --> 00:07:35.000 Church, here's how it applies to us. 117 00:07:35.000 --> 00:07:38.720 I don't want to spend time with a little time I have with the historical part of it. 118 00:07:38.720 --> 00:07:40.440 I need to talk about what is present. 119 00:07:40.440 --> 00:07:45.880 It would mean this, if somebody were to come up to you, me, they'd just walk up to us 120 00:07:45.880 --> 00:07:46.880 and they're witnessing. 121 00:07:46.880 --> 00:07:53.480 Let's say you bump into somebody at the beach, and they're handing you four spiritual 122 00:07:53.480 --> 00:08:00.120 laws, the track, and you go, oh, I'm a Christian, it's okay. 123 00:08:00.120 --> 00:08:06.680 If the guy says, oh, you're a Christian, that's awesome. 124 00:08:06.680 --> 00:08:13.480 If he starts to ask you about your Christian life, and you say things like, I go to church. 125 00:08:13.480 --> 00:08:18.240 That's not the answer. 126 00:08:18.240 --> 00:08:25.160 This is exactly what the Jews were saying, hey, Paul, back off, I'm a Jew. 127 00:08:25.160 --> 00:08:26.160 No, I'm serious. 128 00:08:26.160 --> 00:08:28.160 I'm in. 129 00:08:28.160 --> 00:08:29.160 He pit me. 130 00:08:29.160 --> 00:08:30.160 Remember the story? 131 00:08:30.160 --> 00:08:31.160 Exodus, the whole thing? 132 00:08:31.160 --> 00:08:33.520 Come on. 133 00:08:33.520 --> 00:08:39.200 When we say things like, I went forward at a crusade, back off. 134 00:08:39.200 --> 00:08:44.200 I got baptized, leave me alone. 135 00:08:44.200 --> 00:08:54.200 Or listen, wherever you've come from, I was confirmed, I'm good. 136 00:08:54.200 --> 00:08:59.160 I've been approved by the council, I'm good. 137 00:08:59.160 --> 00:09:04.240 Those are the very things that the Apostle is warning us about. 138 00:09:04.240 --> 00:09:08.920 Every single one of us should be as it were on our faces and attitude. 139 00:09:08.920 --> 00:09:09.920 God, you're amazing. 140 00:09:09.920 --> 00:09:13.160 Can't believe you saved me, but you did. 141 00:09:13.160 --> 00:09:14.960 I'm eternally grateful. 142 00:09:14.960 --> 00:09:19.040 Whatever, by the way, you want to do with my life, God, is totally cool with me. 143 00:09:19.040 --> 00:09:22.720 And just keep me close. 144 00:09:22.720 --> 00:09:27.200 You're amazing, and I'm going to follow you. 145 00:09:27.200 --> 00:09:31.920 And you go, and you live. 146 00:09:31.920 --> 00:09:37.800 The difference between what is in stone, the law, and what is in blood. 147 00:09:37.800 --> 00:09:39.320 Big difference. 148 00:09:39.320 --> 00:09:45.680 In verses 19 to 20 regarding universalism, we see that he is calling out our claim. 149 00:09:45.680 --> 00:09:46.680 What are we saying? 150 00:09:46.680 --> 00:09:50.240 Today, are we saying that I trust in Jesus Christ alone? 151 00:09:50.240 --> 00:09:54.920 I see from Genesis to Revelation, it's all about him, the Lamb of God that takes away 152 00:09:54.920 --> 00:09:56.280 the sins of the world. 153 00:09:56.280 --> 00:09:58.480 He says that you, yourself, are number one. 154 00:09:58.480 --> 00:09:59.480 You save yourself. 155 00:09:59.480 --> 00:10:01.160 You're a guide to the blind. 156 00:10:01.160 --> 00:10:03.560 Then Paul is saying, then why are you so blind? 157 00:10:03.560 --> 00:10:05.840 You say that you're a light to those who are in darkness. 158 00:10:05.840 --> 00:10:07.040 Why are you in the darkness? 159 00:10:07.040 --> 00:10:12.080 Verse 20, an instructor of the foolish, Paul is saying to them, then why are you so foolish? 160 00:10:12.080 --> 00:10:18.520 And verses 21 to 24, an unknown religion to God is one of hypocrisy. 161 00:10:18.520 --> 00:10:25.280 God doesn't know anything about this. 162 00:10:25.280 --> 00:10:26.920 He knows what we know, people. 163 00:10:26.920 --> 00:10:30.680 Listen, that's the foundation to hypocrisy, is that God knows what we know. 164 00:10:30.680 --> 00:10:36.840 Verse 21, therefore, you who teach another, he's speaking to these leaders, you who teach 165 00:10:36.840 --> 00:10:40.120 another, do you not teach yourself? 166 00:10:40.120 --> 00:10:44.480 You ever heard somebody say, do as I say and know what as I do? 167 00:10:44.480 --> 00:10:48.640 That is brazen hypocrisy. 168 00:10:48.640 --> 00:10:52.400 You who preach that a man should not steal, do you steal? 169 00:10:52.400 --> 00:10:56.880 Wow, I read background on this and I'm sparing you guys a lot of grief. 170 00:10:56.920 --> 00:11:04.240 That statement, historically, the Jews in the first century Roman Empire, often worked 171 00:11:04.240 --> 00:11:10.880 and lived in what we would call today the banking industry. 172 00:11:10.880 --> 00:11:17.920 And they were notorious in the first century for doctrine of books. 173 00:11:17.920 --> 00:11:19.320 And Jackie shouldn't say that. 174 00:11:19.320 --> 00:11:24.040 I'm reading historical books on this issue. 175 00:11:24.040 --> 00:11:32.080 And the Romans warned, don't do business with a Jew, he has another set of books. 176 00:11:32.080 --> 00:11:35.800 And Paul kneels them, can you imagine? 177 00:11:35.800 --> 00:11:40.200 He was so politically incorrect. 178 00:11:40.200 --> 00:11:45.320 So you preach that the losses don't steal, but you cook the books. 179 00:11:45.320 --> 00:11:48.840 In Galatians chapter 2, verse 11, I'm going to streamline this. 180 00:11:48.840 --> 00:11:54.080 Verse 11 to 13, Peter is hanging out with a bunch of Gentiles in Antioch and he's eating 181 00:11:54.080 --> 00:11:58.280 with them and having a great time with them, but Paul shows up and he sees, watch this, 182 00:11:58.280 --> 00:12:02.280 Peter is sitting at a park bench and he's sitting around and they're eating pork chops 183 00:12:02.280 --> 00:12:04.080 and stuff. 184 00:12:04.080 --> 00:12:07.520 And Peter's liberated in Christ, he's hanging out with these Gentiles and then there's 185 00:12:07.520 --> 00:12:12.640 a contingency of people, Jews that are born again Jews, they're coming from Jerusalem 186 00:12:12.640 --> 00:12:18.360 and Peter sees them come and Peter jumps up, wipes the barbecue sauce off his face and goes 187 00:12:18.360 --> 00:12:24.360 over and sits with the other guys so that he's not associated with those Gentile believers 188 00:12:24.360 --> 00:12:27.480 and Paul heard about it. 189 00:12:27.480 --> 00:12:33.840 And Galatians chapter 2, verse 11 to 13, I want to see Spielberg do this on the screen. 190 00:12:33.840 --> 00:12:41.680 Paul shows up, Paul shows up and says, hey, Peter, I am not even going to ask you to step 191 00:12:41.680 --> 00:12:44.160 over here and talk about it. 192 00:12:44.160 --> 00:12:48.800 I'm going to talk about it in front of everybody. 193 00:12:48.800 --> 00:12:56.840 You play the hypocrite and you not only cause these people to think that there's two groups 194 00:12:56.840 --> 00:13:03.360 of people that can be the church, you even wound up stumbling Barnabas who's like the 195 00:13:03.360 --> 00:13:06.920 most loving sweetheart dude in the world. 196 00:13:06.920 --> 00:13:12.160 You even stumbled him, you even caused him to commit a sin by your hypocrisy, Peter. 197 00:13:12.160 --> 00:13:19.320 I mean, there's big Peter looking down at little Paul and Paul is just duking it to 198 00:13:19.320 --> 00:13:24.880 him and he announces Peter, you played the hypocrite. 199 00:13:24.880 --> 00:13:29.080 I want to show you some scenes, some images here. 200 00:13:29.080 --> 00:13:35.720 I don't know if you know what a hypocrite is but this is a hypocrite, people create a false 201 00:13:35.720 --> 00:13:41.960 face and modern day pictures today, things like this, right, you see, oh, it's so beautiful, 202 00:13:41.960 --> 00:13:43.440 so I understand that. 203 00:13:43.440 --> 00:13:47.640 See, the more closer it gets to home, the more we justify it. 204 00:13:47.640 --> 00:13:50.440 Oh, yeah, I got one of those, I got one of those. 205 00:13:50.440 --> 00:13:58.400 Okay, but the mask is a masquerade, masquerade means to parade yourself as someone else. 206 00:13:58.400 --> 00:14:04.960 Here's the scary part, hypocrisy, when you exercise hypocrisy, you parade yourself 207 00:14:04.960 --> 00:14:13.080 as someone that you're not, okay, and it depends, you're like a chameleon, it depends on 208 00:14:13.080 --> 00:14:16.640 what culture you're in, you project. 209 00:14:16.640 --> 00:14:19.840 When you're with Christians, you're Christian. 210 00:14:19.840 --> 00:14:26.320 When you're back at work or when you're with the guys, you're with the guys. 211 00:14:26.320 --> 00:14:34.520 You change in mask, God says you're a hypocrite, right, and the next picture. 212 00:14:35.520 --> 00:14:44.440 It's scary about this, behind the mask, the guy could be an accountant for Morgan Stanley. 213 00:14:44.440 --> 00:14:50.440 He could be a school teacher, he could be a contractor, we don't know. 214 00:14:50.440 --> 00:14:59.080 We not only see a guy with a mask on, we see two personalities light and dark. 215 00:14:59.080 --> 00:15:04.120 There's people who go to Mardi Gras who do things that would never do things if their 216 00:15:04.120 --> 00:15:08.400 mask fell off. 217 00:15:08.400 --> 00:15:13.160 They go behind the mask because when they wear a certain mask, it allows them to really 218 00:15:13.160 --> 00:15:17.000 do what they want to do, but not to be identified. 219 00:15:17.000 --> 00:15:18.000 Why? 220 00:15:18.000 --> 00:15:20.800 Watch, because when the mask comes off, are you listening? 221 00:15:20.800 --> 00:15:25.760 When the mask comes off, the real mask is really on. 222 00:15:25.760 --> 00:15:36.360 That sees the real mask and the real mask is the false life you're living. 223 00:15:36.360 --> 00:15:39.920 So this is critical, I end here. 224 00:15:39.920 --> 00:15:49.280 He knows what we know, he knows what we do versus 22 to 23, and in verse 24, he knows 225 00:15:49.280 --> 00:15:52.080 who we are. 226 00:15:52.080 --> 00:15:56.720 And I have to tell you guys, this is really tough stuff and you can get any commentary 227 00:15:56.720 --> 00:16:01.840 and author that's written on this and it's tough stuff, but I've got to tell you, I've 228 00:16:01.840 --> 00:16:07.000 got the easiest job of them all because I know a church this size, there's going to be 229 00:16:07.000 --> 00:16:08.000 hypocrites. 230 00:16:08.000 --> 00:16:11.560 Yeah, that's why I don't go to church, it's full of hypocrites. 231 00:16:11.560 --> 00:16:17.040 Yeah, listen, there's hypocrites all over the world and a hypocrite technically means to 232 00:16:17.040 --> 00:16:21.600 know what to do and you don't know it. 233 00:16:21.600 --> 00:16:27.440 Friends, listen, you guys come here because you're serious about the Word of God and you 234 00:16:27.440 --> 00:16:29.640 can take a message like this. 235 00:16:29.640 --> 00:16:33.560 You know, I could never go visit another church anywhere in the world and give the message 236 00:16:33.560 --> 00:16:35.520 I just gave you. 237 00:16:35.520 --> 00:16:36.520 You know why? 238 00:16:36.520 --> 00:16:37.680 Because we're family. 239 00:16:37.680 --> 00:16:46.240 I'm happily your pastor and you guys hear this and you see. 240 00:16:46.240 --> 00:16:53.200 And I want to tell you and close in how the scripture here sits for the name of God 241 00:16:53.200 --> 00:16:56.960 is blasphemed among the non-believers because of you. 242 00:16:56.960 --> 00:17:06.800 I want to thank God that the name of God is honored by people because of you. 243 00:17:06.800 --> 00:17:17.360 And that is a very, very precious thing to say because I get to say it. 244 00:17:17.360 --> 00:17:21.960 This Jack Hibbs podcast as well as all the broadcast outreach opportunities are listener 245 00:17:21.960 --> 00:17:22.960 supported. 246 00:17:22.960 --> 00:17:26.800 Will you consider partnering with us through a special gift? 247 00:17:26.800 --> 00:17:34.240 Go to jackhibbs.com to learn more and stay connected. 248 00:17:34.240 --> 00:17:42.840 You're listening to this podcast so I know you've got a curious mind. 249 00:17:42.840 --> 00:17:45.040 Here's a helpful fact you might not know yet. 250 00:17:45.040 --> 00:17:49.040 Drivers who switch and save with progressive save over $900 on average. 251 00:17:49.040 --> 00:17:50.440 They make it super simple. 252 00:17:50.440 --> 00:17:54.800 Pop over to progressive.com, answer some questions and you'll get a quick quote with coverage 253 00:17:54.800 --> 00:17:56.800 options tailored to your choices. 254 00:17:56.800 --> 00:18:01.040 Plus you'll see which discounts you may qualify for, like the online quote discount or 255 00:18:01.040 --> 00:18:02.760 savings for paying in full. 256 00:18:02.760 --> 00:18:07.240 In fact, 99% of progressive auto customers earn at least one discount. 257 00:18:07.240 --> 00:18:09.600 See if you could save when you switch to progressive. 258 00:18:09.600 --> 00:18:11.840 You'll feel good about making a savvy choice. 259 00:18:11.840 --> 00:18:15.880 Visit progressive.com and see if you can enjoy a little extra cash back. 260 00:18:15.880 --> 00:18:18.320 Progressive casual tea insurance company and affiliates. 261 00:18:18.320 --> 00:18:23.200 National average 12 month savings of $946 by new customers surveyed who save with progressive 262 00:18:23.200 --> 00:18:26.120 between June 2024 and May 2025. 263 00:18:26.120 --> 00:18:27.520 Potential savings will vary.