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When I was a wee lad, a young man, I lived on $1,500 a month and believe it or not,

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during that period of time while splitting the room, slipping on the floor with another dude,

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I was taking home about $15,000 a month. And the reason that I lived like that is because,

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A, I'm incredibly risk averse, but B, because I wanted to have money to go in the offensive later.

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If you don't know how I am, my name's Oxamosey, I'm an acquisition.com. It's a portfolio of companies.

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This is a $200 million a year. I make these videos because I want you to make

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shit loads of money and make a big company so that someday we can partner together and take a

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$100 million. And beyond, for me, making $20 a month was never an amount of money that I wanted

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to brag about or feel like I had made it. I wanted to shoot really, really big. This was only

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stuff that was going to be stepping stones for me to achieve what I wanted to later.

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What I want to do in this video is I'm going to break down how I was able to live for so cheap.

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This is for all the same guys, all the single ladies, and if you can live with your parents,

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even better for me, somebody would have died. It was for the best that I didn't have to live at home.

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This is what I actually did in order to live at $1,500 a month or less, and I did that eating out

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every day. There's three big cost centers. You got transportation, you got living, and you got food.

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So food-wise, somebody guys have seen Mozy Meals, Meal Hacks, the things that I do at these

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chain restaurants, and I did it that way because I don't like cooking and I wanted to have more time

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to make money. It made more financial sense for me to not take eight hours on the Sunday to go

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grocery shopping and prep all my food versus me getting Chipotle twice a day, which is what I did.

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At the time, then $15 a day, today, 20 bucks a day, 30 days in a row, it's $600 a month.

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You can also go to Panda Express, which has a phenomenal 110 gram of protein

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hack with extra chicken. So you can have 200 grams of protein every day, recommend it.

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Third, best option is Chick-fil-A is one of my favorites. They are on the price your side.

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Just go with a 220 packs of chicken nuggets and getting close to 12 bucks.

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It's a shitload of meat or two sandwiches either way. You'll end up in that 10 to 12 dollar range,

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and you'll be at that $600, $700 a month range. And if you're like, huh, did he really do that?

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I sure did. That's all I did. I picked between Chick-fil-A, Panda Express, and Chipotle.

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And that's what I lived on so much at this point that Leila didn't know that we were going on dates,

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but for me, these were the fine establishments that I was frequenting on a regular basis.

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They knew me by name, and they knew that I knew how to work the menu. So first step was mosey meals.

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And that for me, time to money wise was worth it. When I would go to the grocery store and I would

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get all the fixings and all the stuff. I spent $150 in a week, and I ended up spending almost $600

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a month as a single guy when I went grocery shopping, ended all the prep, and all the clean versus

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meat running out next door, grabbing the food, eating it, and heading back. And it was a nice mental

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break for me. I ate cheap. And as crazy as this may seem, it is easier to figure out how to get

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all of your calories in eating out stuff ahead of time. The absolute cheapest route, which I'll tell

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you right now, loves the bread, peanut butter, cheapest thing in the world. And if you really want

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to make sure that you're covering your basis, get a multi item. You can live on it. If you want to

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add a third staple in there, you can add lactated milk, if you're dairy sensitive, if you'll get your

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protein, you'll get your carbs, you'll get your fat in. If you want to be extreme on it, you can be

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extreme. For me, I didn't want to live on peanut butter sandwiches. I did eat them when I was

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trying to bulk up, but I did those in addition to my normal calorie intake. And to that degree,

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you might want to do one of those mosey meals and then do peanut butter, and milk is the other one,

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which is a nice cheap in between. The reason this is so important for everybody who's watching

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this. You got to know how to live cheap so you can save up to build the business you want so

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that you can invest in the skills and the experience that are going to make you money. Number two,

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is transportation. This is where mosey mobiles came in. There's lots of M's when it comes to

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mobiles, meals, and mansions. From the mobile standpoint, the most efficient way to own a vehicle

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is to purchase it in cash, a used vehicle that is ideally between five and 10 years old. Any

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place in America right now today, you can find a used four-door vehicle that is between five and

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10 years old for $10,000. You don't want to have car payments. The only thing you really have to

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manage is car insurance, which is not too expensive. And here's the cool part. The cheaper your car,

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the less the insurance. You are young, and you're living on $600 a month for mosey meals, and you live

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on $100 a month after you've made your one-time capital expensive actually getting the car,

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which I recommend doing and not taking loan for it. All you have is your mansion, your chat toe,

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where are you going to rest your head at night? I lived in Southern California. One of, if not the

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most expensive markets in the United States, I was in Costa Mesa, was where I lived, and after I

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slept on the floor of my gym, which is the first place, which technically was zero, but at the same

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time it was $5,000 a month because it was my actual rent for my business, I then really splurged.

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I ended up having a member at my gym say, are you really sleeping here? It's that I sure am.

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Another member was having me sleep at the place for free. I was able to move from the free place

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to my own blaze, which is really in quotes here. We split a single bedroom in a seven-bedroom house.

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He and I were roommates. Not housemates, roommates, and I had one mattress that I got off Craigslist

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and put on the floor. Fans next to my face, because it's really loud by the way, so you can not have

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to hear what someone else is doing, because three other bedroom had a couple. There were three dogs

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in the house. My roommate had a dog, another couple had a dog, and another couple had a dog,

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and one of the couple had two dogs, and then they were both big. So there was marking of territory,

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there was shit and piss in the house every day, fucking horrible. My half was $400 a month.

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If you're in like North Carolina or you're in Boise, Idaho, you can probably get a room for $400

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a month without having to split it. Big picture here, I would recommend you go to the place where

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shit's happening. $400 a month that you'd spend to be in an area where things are going on and

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people are doing things with their lives, to get out of your area of the world where nothing's

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happening and your friends are still in the same place and your parents don't encourage you and

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think this internet shit is weird. Tell you to stop watching videos on YouTube and trying to hit

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better yourself and just tell you to get a job, whatever it is. If you want to get out of that

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environment, it is worth the $200 to $400 a month. The easiest thing to do is to connect with people

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online, join communities, join discord groups, join Facebook groups, whatever it is,

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try and figure out where there are pockets of them, because people congregate. You can find

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pockets of people that have similar goals to you and get around them. Every move for the first

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few years of my career was only to be around people. As long as you're a person who is going to

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hustle and people, see it, people will open doors for you, move from SoCal to Puerto Rico briefly.

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From there, we move to Irvine and then Albuquerque, New Mexico, because I had people there that I

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wanted to learn from and I didn't know anyone else besides this one couple. If you just say, hey,

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do you know anybody else who lives in this area and this is where like now the world's even more

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connected than it was a decade ago. See a lot in SoCal, you see a lot in Miami, you see a lot

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in New York, a lot of Chicago. And a big thing here, if you see Cleveland Rich is not the same

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as SoCal Rich. Not the same as New York. Happens is your standard of excellence raises. In some

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ways, you feel worse about yourself, but to the same degree, it shows you what's possible. My

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recommendation is to use that as inspiration. It is possible. They're made of the same flesh and

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known as I am, therefore I can too. And when you get around people like that, they start talking

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at different time increments and different money increments. You're hanging out with or talking

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in terms of weeks, talking in terms of paychecks, talking in terms of of $100,000 investments,

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you gotta be talking to people who are talking about 100,000 investments. We're talking about years,

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talking about decades. You can judge how wealthy people will be by how they talk about how they

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allocate resources, time and money and the increments that they measure those. I've moved a lot

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faster in life through handshakes instead of hacks. Who introduced me and opened way more doors

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than any what ever did? Getting around the who a lot of times, it's hard to measure, but when I

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look at all the big deals that I've done in my life, it's all been one or two degrees connected

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from people that I met. One recommendation that I have for you. Don't turn down the first invite.

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You connect with somebody at a thing that's like, hey, let's grab dinner. If you make that first

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one happen, the likely that you end up staying friends and connecting is significantly hard. If you

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turn down the first invite, it shows that you're not as interested. They also turn down your

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counter invite and it becomes this whole thing and I'm just saying like, one big move is just make

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it work on the first invite. When you go to that meeting, do some prep work. Do 30 minutes of research

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on the person you're going to meet with and try to bring something valuable to the table. Now,

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it might be your skill and you just apply it to them and this is the thing. This is a fucking hack

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at life. No one wants a free patio. Like, hey, you got a buddy who built patios. You don't have a

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patio. You have a couple of people bid for it. Your buddy's like, hey, I'll build it for you, right? He

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says he'll do it for free and you say, sure, cool. I'll save some money. The other guy said they

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can do it in four weeks. He starts taking four weeks and it's a third of the way done. He says,

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I'm working on some other jobs. He'll be around to work on it later this weekend and now it's eight

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weeks and it's still halfway done and it's 12 weeks. They start to fucking hate the guy. The thing

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is is that if you want to do somebody a favor, if you really want them to take it as a favor,

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blow them away. Make them feel awkward for the amount of work that you did. If you've never had

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this experience, I can promise you I've been on the receiving end and it is uncomfortable.

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Fuck, I owe this guy something. And the nice thing about this, you just provide value. You go in

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and you don't just probably a little bit of value. You actually do what a full scope project

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would be for whatever it is that you're good at and you just set it up for the dude or you spend

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a whole day walking them through how you do this stuff. You're like, well, how do you find the

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time for that? You work all the time. That's how you do it. This is work. It's investing in the long-term

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relationships that are going to pay dividends later. Does that mean that I'm going to give to

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somebody and I might not get anything back? Yes! Did you say you want to be an entrepreneur and

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make the world a better place? That's what it looks like at a micro level. The ultimate leverage

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that you can have in a relationship is not needing anything back. If you do that, you can be the

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guy that stacks IOUs and then when you do need to make your move because you are going to do the

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next thing, then you've got all these blank checks ready to cash in and then that is how you can

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propel yourself way faster and you just load the deck early when you don't need anything. The time

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to dig the well is not when you're thirsty but when you have enough water so that when you are

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thirsty, it's there. Now we've been going the offensive. My plan B was always strip at night,

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drive Uber during the day and I'm dead serious. If you're making less than 60, 70,000 years,

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I don't understand why you wouldn't take that car that you saved up for. That's got four doors.

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It's 15 years or younger and it's no visible damage on it. If you got those three check marks,

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you can drive Uber. It is the most flexible job. You can make money immediately. There's no risk

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besides the actual vehicle itself. You can work whatever hours you want. You can do it on

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separate apps and when I say whatever hours, I said there's flexibility but also how many hours

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you want. You work 12 hours a day if you feel like it. Living on 1,500 bucks a month or less,

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spend 20, making another 200, have saved up after taxes so I could go on the offensive again.

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If you know it doesn't cost you much to live, your risk tolerance goes up because you don't have

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other shit to worry about. Real cost of the shit that you can't afford or shouldn't be

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affording right now. You're paying for the car but you're sacrificing your dreams. You're paying

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for going out with the boys at the club, buying a table, getting bottle service, buying girls drinks,

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all of a sudden boom, 100 bucks, boom, 200 bucks in a night like what just happened?

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That was half my rent. You become less dangerous because it's very hard to fight someone who has

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nothing to lose and it's very hard to fight someone who can live on nothing. We had to pick between

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living on $10,000 a month and making $10,000 a month or living on $1,500 a month and then spending

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the spread. If you spend $5,000 a month, $3,000 a month, $2,000 a month on your education so that

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you can increase your earning capacity, it's hard to be stopped. Side note, if you can get competitive

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with yourself at how little you can spend, recommend. One of the other hacks that Dave Ramsey has

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that I'm a huge fan of is taking out the amount of money that you're going to spend for the entire

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month putting in your wallet and leaving it there. Don't spend more than that. Period, that's it.

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That's all you get. You were one of these people who wants to credit card hack. Get 2% here and I get

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3% here. You're focusing on the wrong fucking percentage side. If you're trying to be financially

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disciplined, just fucking be disciplined. So I get asked a lot about the income to spending ratio.

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I never had one. That's because I just try to maximize both sides. How can I hack the game to

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spend as little as humanly possible period and then how can I hack the other side of the game

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make as much money as I possibly can? I just saved every dollar that wasn't food, transportation,

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living. The other way of doing this is getting competitive with your bank account. One of the habits

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that I highly encourage you do is that every morning, what's the first thing you check? Is it

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Instagram? Is it YouTube? Is it your texts? I will tell you the first thing that I check the

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mornings when I was in this period of my life. It was my bank account. Every day I wake up and I'll

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check my bank account. And what happens when you do that is you develop this muscle of kind of

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this understanding of the money flow. It might be uneventful to check your bank account every day.

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But if I can give you a habit that will make you a lot of money, it's just like weight loss.

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If you get on a scale every day and you're trying to lose weight and you don't do jack shit,

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but you literally just get on the scale every day, people lose weight. Drawing and putting awareness

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to the problem or the thing that you're trying to change improves it. If you're in a business

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and you want sales to go up, start tracking everything. If you just start reporting publicly

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on close rates and put a leaderboard up, sales go up. Think about this from a human behavior standpoint.

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Punish bad behavior with yourself as quickly as possible and you want to reward good behavior

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as fast as possible. So you do more of it. That's why you check the bank account every day.

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Start seeing it go up and you get this little ticker and it goes up. And if you really want to be a

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g-about it, this is how I did it. Check your bank account and you have a Google sheet on your phone.

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And every day I put my balance in. And if you can start getting addicted to getting personal

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records in your bank account, like if I can give you the one gift of this is to gamify it.

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The people who make the most money, they think about money as a game. And the best way to do that is

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early on. Track two things. You check your bank account and you put it in. And what's nice there

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is that you can start seeing long term trends. When I would look at that trend, I got a tremendous

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amount of good feeling. I would look at it and be like, I fucking did that. And every month,

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get a little bit bigger, a little bit bigger, a little bit bigger. And you start feeling progress

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for the sacrifices that you make every day. Because you look at where you're at this month,

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versus last month, and you see progress. So if you want to improve your money situation,

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you've got to check it. You've got to look at it every day. And the first thing in the day,

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priority, it means it is happening prior. It's more important. So you wake up, you make money

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a priority, you check your bank account every day, you start getting a pulse on what's going in

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and what's going out. What's going in? What's going out? You look at all of the pluses that go in,

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you look at all the minuses. And next month, you try to make that column go up and that column go

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down. You keep running that cycle. And I promise you, if you actually look at your bank account every

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single day, even for 90 days, 90 days, it will be amazed at what goes in there. They're like,

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huh? They didn't even know I still had that app. Most people get excited. They avoid the things

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that they don't like. Got to confront it. I'm fucking poor. Don't want to be poor. I'm going to look

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at this money until eventually it starts paying attention back to me.