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Real life presents the Jack Hibbs podcast with intention and boldness to proclaim

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truth, equip the saints and impact our culture. If you are obedient in the area

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of finances, there is a high probability that you are going to be very wise

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regarding finances and money and the use of money and it will better your

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life, it will better the life of your family and it will better the life of

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the people you know and it will better the life of your church that you attend

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and it's a good feeling because it's God-centered, it's Christ glorifying and

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it's the ministry toward others. Stop thinking that money is evil.

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You can get the outlines of this podcast by going to jackhibbs.com slash podcast.

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Today if this podcast lifts you up and encourages you to live a more fulfilled

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life in Christ then make sure you leave us one of those five star ratings to us

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that's like saying amen or yes then that rating will encourage others to listen.

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Now open your hearts to what God's word has to say to you. Here is Jack Hibbs.

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Hey guys we're talking about money, money. In my old mind I can hear money,

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money, money, money that song that makes a lot of us older kind of sick to our

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stomach because it was played constantly until it made you sick but money is a

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big deal. Everybody a very big deal. Here's the reason why. Jesus introduces us

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most recently and graphically to the fact that money is a alter of worship, money

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is an alter of worship. All that is something that is determined as all worship is by the one

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who chooses to worship what the object is. It's the worshiper that makes the object an object

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of worship. Jesus said you can either worship God or Maman. Now Maman was the ancient Greek

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God of wealth and prosperity. A Maman goes back with various names, various titles through

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every culture but in our biblical worldview sense for us all the way to ancient Babylon and

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the 360 guides that made up the Babylonian worship system thousands and thousands of years ago.

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Maman again manifesting itself in various ways. I think it's good to say at this moment that

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when Jesus says you can either serve God or fill in the blank of course this case. Maman being

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money. Remember behind the money, behind the pursuit of health or bodybuilding or looks

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or hobbies or sports or it doesn't matter what it is. It doesn't matter even doesn't matter

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how great it is. Our fall in nature being spiritual creatures we can take a really good thing

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and idolize it and thus making it an alter of worship. Hopefully that makes sense. For example

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you can take you can take shopping you have to shop everybody has to shop so you might chuckle

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right now because you're thinking oh my goodness Pastor Jack I didn't think you'd be into shopping

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I'm totally into shopping almost once a week Lisa will send me to the Trader Joe's or whatever

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Albert sends or whatever to shop to buy food and I've got my list and I go do that of course I shop

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so do you but see you might have giggled a little bit a moment ago because you thought I was going

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to say Nordstroms or you know fill in the blank makes macy's I don't know what your world is but

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um we can make shopping an idol because you know when we're depressed and our feelings are hurt

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or we just feel like we're not having a good day I'm going to go shopping I'm interesting right

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that is the exact same thing as leaning on something else and instead of leaning on God now what

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I'm saying to you might be very abstract to some of your thinking but there are some people who

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find their meaning in escaping by by masking themselves through the inability to cope through a

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really rough day they can't handle it unless they have a drink it's been a rough day man I need

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I need I need a drink that's an idol it would be look it'd be the same for me if I say man I've had

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a really rough day I I'm going to go paddle boarding or surfing or riding or walking or whatever

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it's not the thing it's what I make the thing into be and money is at the top of the list

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monies at the top of the list and first of all let's start here regarding money

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the book of Ecclesiastes chapter 3 verses 12 to 13 says this I know that nothing is better for them

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than to rejoice and to do good in their lives and also that every man should eat and drink and

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enjoy the good of all is labor it is the gift of God what does that mean that is one of those

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verses that speaks about free trade capitalism man works with his own hands takes what he has crafted

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and sells it and he makes his own life better and he makes the lives of those who are his family

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and even those who are of his community better why because he rightly used his skills listen

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everyone he rightly used his skills of which I am moving my fingers announcing that this is

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the symbol for skills and I've used my hands I've used them to create something doesn't matter

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if I created music if I created a brick or if I created you got my point I use the skill sets that

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God has given me whatever they are for you and you didn't sit idle you use them and the

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Bible says by all means use them because you will be a blessing both to others around you

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but to yourself there's a sense of self worth listen self worth and meaning by the use of your hands

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and so many young people today and shame on us as parents are letting our kids sit on their hands

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instead of pulling their hands out and using them an effort in work in sweat digging holes I'm not joking

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digging holes planting things lane foundations digging use the hands build something look in your own home

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for many of you who are homeschoolers or or you've got kids in public school have your kids

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build a bird house with hammer wood and nails and glue design it and then build it I'm not joking

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why a sense of accomplishment get up on the ladder put it on put it up in the tree nail it up there

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and your kids will forever in your backyard look up and remember hey we made that bird house

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and then there's an overwhelming sense of satisfaction when you actually see a bird or a squirrel come

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in and out of that bird house what has happened you meaningful used your hands in a meaningful way

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and you have self worth because you have ascribed yourself to do something and I'm in God does

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the same thing with money God wants us to use our money God listen there is no virtue in poverty

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but let me be careful to say this I am not preaching prosperity wealth and claimant doctrine I'm

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against it I preach and teach against that however God blesses obedience that's a fact if you're if

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you are obedient in the area of finances there is a high probability that you are going to be

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very wise regarding finances and money and the use of money and it will better your life

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it will better the life of your family and it will better the life of the people you know

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and it will better the life of your church that you attend and it's a good feeling because it's

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God centered it's Christ glorifying and it's the ministry toward others stop thinking that money is

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evil nowhere in the Bible does it say that money is evil it's just not there but we have pulled back

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to think oh yeah it is evil because this Charlotte and preacher this guy's yelling and screaming

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about sending him a thousand dollars look I I do hope you know never send to tell a evangelist

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money never send them money don't do it I mean do it if God tells you to but don't do it if they

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told you to number one way for me to not send a ministry money is if they ask will you send

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this money please yeah no way so listen so we already know that God is the creator of

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free trade market man works with his hands sells what he does to the betterment of his own life

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in the life of others the Bible tells us that Abraham was a man who worked with his own hands and

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God blessed him with a multitude of flocks and God blessed him when he stopped and they dug wells

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God brought up water notice all these things are miraculous all that was needed was Abraham to

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apply his human skill and God blessed it before Adam was ever married before Adam was married

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Adam had a job I think that's significant for our day and age keep that in mind before Adam

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ever was given Eve by God God gave Adam a job

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and that is a significant part nobody should get married without a job hello that's obvious by the way

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I don't care if you actually are listening to this podcast right now in your worth a hundred

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million dollars and you get up in the morning and you sit on your hands you're going to get in

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trouble your idle time with your hands I don't care how much money you're worth you're not

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supposed to stop using your hands for good if you're worth a lot of money and you don't have to

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work like the rest of us do and you're using your hands and your skills to get into mischief

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boy are you in trouble don't be surprised if your wealth sprouts wings like a bird and flies away

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from you instead of you using it for the advancement of God's love kingdom and grace

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money first Timothy chapter 6 verse 10 for the love of money there you go the love of money

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is a root of all kinds of evil you see money's not evil money is a moral okay so football is

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not evil football is a moral it has no morality until humans assign morality to it um

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you can go on and on with this I hope you get that we don't have the time to develop that I wish

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we did but money is a moral it's used for good or evil based upon the person who is governing it

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I have this sharpie in my hand I could write with this sharpie with my hand that so I write love

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you with the sharpie I wrote this with this same sharpie I could turn around and say something like

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down with you or you know let's riot or something this pen is a moral money is a moral it doesn't

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have any morality until you put it into practice that's why we are to be stewards over the resources

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we have and you might say pressure jack I don't have any resources yes you do don't don't say that

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you say I'm so broke yeah no you're not listen you're not if you're living from check to check

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you have the ability with one dollar to bless someone or to use it for God's glory maybe you're

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on a pension or maybe you're on a social security God will call you and show you how to use a nickel

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for his glory do you understand my friend please get this it's not in the eyes of God a million

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dollars is not more good than a nickel you can use a million dollars with the wrong motive to do

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the bad thing the wrong thing and somebody else can use a nickel and it winds up an eternity being

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more honoring to God than a million dollars I hope I made that point very very clear back to

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1 Timothy chapter 6 verse 10 for the love of money is a root of all kinds of evil for which some

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having straight from the faith interesting faith in the use of money

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having straight from the faith become have become greedy and have pierced themselves through

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with many sorrows did you know that chasing chasing wealth will pierce you through with many sorrows

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did you know that chasing wealth will get you into schemes and plots and plans that will end to

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your demise I spoke to a man that rather recently who said to me because of my greed and my pursuit

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in my ambition things begin to I fudged things along the way and that man was sentenced to 127

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years in prison because of money and now the Lord's got a hold of his beautiful heart and he's

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telling people and writing to people saying seek God first do not love money what about

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2 Thessalonians 3 verse 10 for even when we were with you we commanded you this one thing if anyone

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will not work if anyone will not work neither shall he eat I believe this principle needs to be this

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should be the verse that is embossed in the front of the United States federal office of the

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Social Security office the US Treasury health and human services if you have the ability to make

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money with your hands and you do not you should not be given food the Bible says that if you're a

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bum the Bible says let the let the guy who's a bum let him get hungry enough he'll go to work

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man is this tough love or what no it's not tough love it's a normal way of living look I'm old

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but I'm not a dinosaur I grew up in a non-Christian home that had enough sense that my dad's instruction

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to us was only spend what you have save what you can put away a little bit here and there along the

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way that was from a non-Christian home and I since the day I was able to acquire money from my

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first job at the age of 15 in the summer summer job working at a grocery store did exactly that

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in fact can I insert this at this moment I know I'm eating up time here but

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this is kind of personal but I'm telling you this because it will it will make things

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better for you I don't care how old you are or I don't care how young you are

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so if I started at the age of 15 like a squirrel putting nuts away in a tree I can tell you right

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now that I took my dad's advice on that and I started putting away nickels quarters and dimes

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that eventually graduated out of a can and in my dresser drawer I started hiding an envelope

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and I would put dollars in an envelope and I would save up I'm sorry fighting something

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I have done that since I was 15 years of age the last time I checked I have an envelope

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and that envelope has a date on it and I think it's 1979 that I've been putting

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money in that envelope now today in the modern age you don't have to use an envelope there's great

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apps like capital with a queue capital there's many apps on how to save money

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but why am I saying this is because if you're faithful in a little bit God will give you the

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honor and the ability to be faithful with a little bit more and then a little bit more

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and then a little bit more and you discipline yourself because I promise you this

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if you've got $20 in your hand and you break it up and you take $5 of that and put it in an envelope

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or put it in a bank account and put it away forget about it you won't spend it

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and by the way there's apps today like I said a moment ago where if I go get $10 worth of gas

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I have set my app to pay that gas bill but also it sends the equal amount of gasoline

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I pay $10 for gas it turns around and it sends $10 I pay myself in a savings account

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these are disciplines that are gloriously beautiful and it accumulates and God will bless you with

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that management little faithful and little make you faithful and more young people start that

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today watch what happens but I love how the Bible says if you're able body if you can make money

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I'm work if you don't you're not going to get any hands out handouts if that happened today

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a bulk of America's economic problems would be solved in a weekend did you know that

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this nation suffers because it pays people not to work and that is a godless anti-Christ concept

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you don't work you're not going to get any food to those who can't work because they are

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debilitated wounded injured hey it's our honor to take care of you gladly because you can't

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participate that way Proverbs 22 verse 7 the rich rules over the poor and the borer is servant to

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the lender Proverbs 22 verse 7 is a verse that warns us against abuse and our nation is full of

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abuse this probably be a good time for me to talk to you guys about gosh look at look at me I'm

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turning it into your to your parent or to your grandparent but that's okay I guess right if it helps

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you super but not not everyone can receive what I'm about to say I know that oh I can't think of

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his name you know who he is the Christian money guy whoever he is he does not agree with me but

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that's okay I don't agree with him on this in Proverbs 22 and it says the rich the rich rules over

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the poor and the borrow is servant to the lender I am a massive fan of using particular credit cards

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that are worthy of my use I mean this sincerely folks now I'm taking off my pastor's hat and I'm

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putting on my personal hat for Jack's life I am not for the record I'm not a financial advisor

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nor do I pretend to be one or play the rule of but I am a steward over what God has given me

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as you should be over you and so for example young people listen carefully research the best

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credit cards that pay the most in points and or dollars back for credit card use the best cards

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are gonna have fees don't let that scare you if you for example I'm just gonna go big if you for

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example apply for a credit card because you choose to apply for this particular let's say I hope I

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can say this legally I'll make one up MX American Express I'm just using as an example I'm not promoting

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them I'm not doing a commercial for them but the annual fee is five hundred bucks what five

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hundred bucks to have their credit card hold on there's a they're not dumb there's a reason why

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they're charging you if you are a young person this may not be the card for you you might want to

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go with something that the the annual fee is is 55 75 for a hundred dollars a year

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why would I do that because every time I use this American Express card it gives me so many points

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or dollars for money spent for example if I fill my guess tank up at shell oil I get four points

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or four dollars for every dollar spent that is put into or that is in the American Express

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account fast forward through all of this watch this I travel a lot and so you know that five

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hundred dollar fee here's how I justify it I pay them five hundred to have their credit card

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but I don't care what their interest rate is because I will only spend on that card

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what I can pay at the end of 30 days I use their money to make money I'm meaning

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I pay my bill off at the end of the month so that I'm not charge so they're not charging me

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interest but they just gave me let's say spent a thousand dollars on new tires for my car

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I have that thousand dollars in my pocket but I'm not going to use it I'm going to use the card

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and then at the end of the month send the money that's in my pocket to the credit card company

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because now we're now we just broke even right we're all zeroed out they're paid I paid for it

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it's done but they wind up giving me a thousand or two or three thousand points

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are you with me attracting the points I use to travel the points I use for hotel

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it's free money I will only use a credit card that pays me to use their card I use them to make money

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now people will say don't use credit cards you'll go into debt this is true for people who do not

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have self-control and for people who do not understand how to use somebody else's money

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use the bank's money use the credit card companies money to your advantage they are literally

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banking on you not being a good Christian steward over money does that make sense

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let's beat them at their game city bank chase and I don't care who it is research for yourself

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but here's the fun thing about this I will not become indebted to the lender

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I actually use the lender to to capitalize off of their lending

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I hope this makes sense it's so simple I'm gonna I got to hurry up I can't believe it's 26 minutes

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already we've been talking on this stuff you said yeah but Jack you still have the $500

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problem it's a $500 fee not not a problem at all because certain credit cards certain credit

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cards all I have to do I know I know this like a science because I've been doing this on my life

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for example here's an example five hundred bucks I pay a $500 fee you know what that means to

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that means I have to rent a car at least four times this year if I'm traveling and I rent a

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car from Hertz I'm not paid by Hertz to say this if I rent the car from Hertz that particular

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credit card the benefit for paying the five hundred is I don't have to pay for any of the liability

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insurances that they want to charge me every day that I use that it's covered by the insurance

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company now not all cards the same you got to research this be very careful be very smart be very

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shrewd about this apply yourself be a good steward but I know my math it saves me four car rentals

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and I am well on my way to to using that five hundred dollar or getting that five hundred

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dollars back of the fee that I've used on top the fact any airline I'm not going to tell you

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because I don't want to get in trouble but I have a particular well known credit card that if I

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book any travel on that card during the duration ticketed dates of that card if I die during those

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ticketed dates of that travel that I use with that with that credit card it pays a one million

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dollar life insurance policy out for the duration of my life if I die while using that flight that train

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that plane that cruise and the ship sinks because I bought the ticket on that credit card

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that's one of the perks you see what I'm telling you to do as a Christian

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use got use money wisely and be a good steward over it what I want to do is I want to make enough

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money to feed my wife all my kids are gone now but I want to lay up a treasure for my children and

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grandchildren but first I tithe to the work of God always first always first that's between

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me and God and I'm not going to tell you what percentage I use that's between me and God

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my goodness we go on and on about this I don't know how much time you have I don't even know

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how much time I have I'm going to wait for the producers to start yelling at me um proverbs oh wow

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here it is proverbs 13 22 a good man leaves an inheritance to his children's children I just said

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that I didn't even know that was the next verse uh that was printed out did you know that

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as elderly people we are not to borrow or we're not to lean upon our children for help

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did you know that as elderly people we are to have blessed our children so that they are blessed

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because we have seen to it that we're not a burden to them so in other words

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if we got our home and we paid it off um we are now no longer a burden to our children and our

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children's children because we'll never be homeless or if you bias in an America a lot of people

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after they pay their home off they can buy a second home or they can reinvest in other things

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that's great that's great just don't become a burden to your children or your children's children

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but rather a blessing president trump i don't know if you know about this president trump just

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initiated the trump uh the trump anybody know what that's called you guys the trump savings account

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for children it's never happened before in the history of of america trump initiated the trump

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savings plan for children that are born uh from 1920 from 20 born from 2025 on the government puts

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a certain amount of money uh it's in i think it's in the thousands uh two three or four thousand

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dollars something like that oh it's one thousand dollars the government of the united states of

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america trump said this is a good idea by the way he did this with his kids that's the way he's

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doing it for you which is great everybody you know i don't care what you think about him

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he did a great thing here and kids get a government account with a thousand dollars

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uh deposit in it that's managed by the united states government and it's tied to the market

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and when they become eighteen years of age they get a note from the united states government saying

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you have this much money now that has earned interest and increased in percentage and um it was

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a thousand dollars that grew in the stock market and here you go trump did that the bible said

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that thousands of years ago it's awesome and then we'll have to end with this my goodness thirty one

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minutes malachi chapter three verse ten bring all the tides into the storehouse that there may be

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food uh in my house god says and try me now in this thing says the lord of hosts if i will not open

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for you the windows of heaven and pour out for you such blessings that there will not be room

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enough to receive it such blessings let me end with this what is such blessings this is a test

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right this is a test of the national broadcast this this is a test by the national security agency

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this is a test give to gods causes whatever gods concerned about

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and he will return to you blessings what does that mean if you think money you're thinking wrong

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i want you to take a deep breath and relax think bigger think bigger there's a lot

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a lot that's bigger than money but god first support his work who bless you back with blessings

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you can have a billion dollars and you cannot buy health what if god blesses you with health

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you can have a trillion dollars but you have rotten relationships with your wife or your husband

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family you can't buy it two different economies you know what god does god says you know what i'm

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going to do is i'm going to do because you put me first i'm going to bless you back

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and let him bless you back don't tell him oh that means i'm going to get a raise it could

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i don't care about that i'd rather have my life favored by the grace of god good relationships

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with my kids grandkids my staff the ministries businesses people health influence come on you

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can have all the money in the world and you can't influence anybody what if god gives you

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favor to influence people that's precious well there's one thing that god did not blesses with

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and that is with enough time which means god who is sovereign knows that 34 minutes is time to stop

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so you guys thanks for joining if you'd like to hear more stuff if you'd like me to expound more

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on some of these things was this too practical to you or what about other topics please we'd love to

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hear from you give me ideas give me topics i bumped into a kid where was i um

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and doesn't matter where i was it was very recent is young man uh i'm impressed he's 17

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years old the guy was like 64 and um he said pastor jack i listen to your podcast all the time i

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said oh my gosh that's great um i'm blood you just bless me man by by saying that you listen to

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an old guy talk to you about life and he said no no man i'm just loving it and i said you could

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really do me a favor if you just sent me ideas and questions and thoughts from your generation that

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you represent he said i'd love to i'm gonna do it i said great do it please friend do that what do

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you want me to talk about from a biblical worldview what do you want me to talk about this is

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something we just got done talking about that otherwise did not look like a biblical worldview

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issue did it and look how much in short period of time does the bible talk about you and i staying

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clear dangerous free from on guard against the love of money nope the christian call is the wise

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to use money if it's even a widow's might a little bit be faithful in that and god will make

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you faithful in more and that's not just money make you faithful in more of life

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until next time god bless you guys

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this jack hips podcast as well as all the broadcast outreach opportunities are listener supported

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